These continuing-care retirement communities garner four- or five-star Medicare nursing home ratings and accreditation from the Commission on Accreditation of Rehabilitation Facilities.
Entrance fee: $361,836 to $480,447 (90% refundable)
Monthly fee: $3,365 to $3,715 (assisted living and nursing care fees are $3,071 and $3,365, respectively)
Highlights: Five miles from downtown, Ginger Cove sits along the picturesque Gingerville Creek. Founded in 1988, Ginger Cove is currently undergoing a $27 million expansion project, which is expected to be completed in fall 2009. The expansion includes an aquatic center with multiple pools, a new dining room, a barbershop, smart classrooms and an open-air garden. In the meantime, the community organizes lots of activities, including frequent daytrips to Washington, D.C.
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