Using these strategies, products, and resources can help you save a bundle in the long term.
The risk of inflation may seem minuscule now, but Obama's stimulus program could well have inflationary effects - and turnarounds can be sudden. Treasury Inflation-Protected Securities (TIPS) are terrific insurance against that risk because their principal is pegged to consumer prices. TIPS that mature in two years have a real (inflation-adjusted) yield of about 1% - not bad nowadays - and will leave regular Treasuries in the dust if inflation heats up. You can buy TIPS through the Vanguard Inflation-Protected Securities Fund (VIPSX) or from the feds (treasurydirect.gov). --George Mannes
NEXT: Best cheap flight finder