The best credit card for you

All credit cards are not created equal. Here are a few we like.

1 of 6

Simmons First Visa Platinum

Why we like it: Very low rate

If you're looking for a low rate, you can't get much better than 7.25%, but you must have excellent credit to be approved. Bonus: There are no balance transfer fees, though transferred balances don't get a teaser rate -- they go right to 7.25%.

Interest rate: 7.25% variable
Grace period: 25 days
(www.simmonsfirst.com, 800-272-2102)

By Ismat Sarah Mangla

NEXT: Schwab Invest First Visa

Last updated July 09 2009: 5:54 PM ET

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