Nab the best credit card rewards

As your mailbox can attest, the credit card offer is back. There are lots of promises. Avoid the hype and score the best rewards.

2 of 4
BACKNEXT
Stick with simple formulas
Stick with simple formulas
Several issuers are touting 5% cash back in different spending categories throughout the year. The problem? Complicated rules, like having to sign up every quarter.

"Aim for cards that offer simplicity and automation," says Curtis Arnold of CardRatings.com.

Two straightforward rewards programs that have served cardholders well for years are Blue Cash by American Express (1.25% cash back after you spend $6,500 a year; 5% back at gas stations, groceries, and drugstores after that threshold) and Fidelity Investment Rewards (2% cash back into your Fidelity account).

NEXT: Make sure you can spend the miles

Last updated September 13 2010: 11:20 AM ET
$100,000 jobs -- no degree You don't necessarily need to go to college to make big bucks. PayScale.com ran the numbers and found these 6 jobs where top performers can earn $100,000 or more a year without a bachelor's degree. More
I retired in paradiseFrom the South of France to Southern Colorado, here's where nine couples are spending their golden years. More
What's the perfect credit score? To ensure the best deal on any loan, aim for 780-plus on your FICO score. But, that's not always possible. Here are the minimum scores recommended by experts for the best rates on loans. More
  • Find Homes for sale
    Real estate and homes for sale on Trulia

  • Property Type
  • Find a home in:
  • New York | Atlanta | Chicago | Los Angeles
  • Washington D.C | Houston | Philadelphia | More options
Special Offer
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.