(MONEY Magazine) -- The road to retirement is littered with distractions. In the hurly-burly of life, so many things compete for your attention that you can lose sight of what really matters most.
That's where MONEY's checklist comes in. We've created to-do lists for each of the main stages of retirement planning. Think of them as basic reminders you can set aside and refer to on occasion -- say, every year or so -- to make sure you're on the right track.
It needn't be a complicated list. Says Charles Farrell, a financial adviser and author of Your Money Ratios: "Simpler is better. Focus on a few key goals and you won't miss the forest for the trees."
Goal: Develop the habit of saving.
Savings: 1.5 times your annual salary by age 35.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||4.42%||4.43%|
|15 yr fixed||3.44%||3.46%|
|30 yr refi||4.41%||4.42%|
|15 yr refi||3.44%||3.46%|
Today's featured rates:
"No more crappy cars." That was Mary Barra's mantra as head of product development at General Motors. Now as the newly-named CEO of world's largest automaker, experts say she's got what it takes to make it really happen. More
Treasury's sale of a final block of shares leaves taxpayers in a $11 billion hole on 2009 bailout of GM. More
The number of billionaires pledging away their fortunes just got larger. More