(MONEY Magazine) -- The road to retirement is littered with distractions. In the hurly-burly of life, so many things compete for your attention that you can lose sight of what really matters most.
That's where MONEY's checklist comes in. We've created to-do lists for each of the main stages of retirement planning. Think of them as basic reminders you can set aside and refer to on occasion -- say, every year or so -- to make sure you're on the right track.
It needn't be a complicated list. Says Charles Farrell, a financial adviser and author of Your Money Ratios: "Simpler is better. Focus on a few key goals and you won't miss the forest for the trees."
Goal: Develop the habit of saving.
Savings: 1.5 times your annual salary by age 35.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||4.08%||4.24%|
|15 yr fixed||3.19%||3.23%|
|30 yr refi||4.06%||4.15%|
|15 yr refi||3.17%||3.17%|
Today's featured rates:
Union organizers say that fast food workers will strike in more than 150 cities on Thursday. Workers want a $15 minimum wage and protection from retaliation by employers. More
The Coolest Cooler is the most successful Kickstarter campaign in the site's history, raising $13.3 million from over 62,000 backers. More