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A monthly guide to making money

Instead of tackling huge goals that feel tough to reach, break them into manageable tasks to increase your odds of success.

Pay less tax
March
Pay less tax
Claim the write-offs The standard deduction for joint filers is $10,700 for the 2007 tax year. If your deductible expenses exceed that amount, itemizing makes sense.

Use a tax prep program Invest in software like TurboTax or TaxCut ($35 to $50), which will ferret out every deduction you're entitled to - at a fraction of the price an accountant would charge for the same service.

Save your receipts One of the reasons you probably missed deductions: lost records. Get a head start on 2008 by creating a file where you toss any document you get this year that might be useful at tax time.

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