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A monthly guide to making money

Instead of tackling huge goals that feel tough to reach, break them into manageable tasks to increase your odds of success.

July
Do a midyear checkup
Check your balance Compare your mix of stocks,

Fix the mix In your tax-deferred accounts, move money out of assets that have had substantial gains and into those that have lagged. In taxable accounts, don't put new money into assets that exceed your target weighting.

Get a hand If your retirement plan offers a rebalancing Web tool, you can input your target percentages and hit enter and the administrator will do the necessary trades. Or ask your customer service rep for help.

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