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Week three: Put the right price on your life
Time it takes: 35 minutes

As life got busier, no doubt other things have changed - like your salary or the size of your family. In other words, your life insurance needs may be different than when you bought your policy.

Pull out your paperwork, then compare it with the basic rule: Your benefit should equal five to 10 times your salary. The more debt and dependents you have, the closer you should be to the top of the range.

Use the calculator at lifehappens.org to find your magic number. Term insurance is a better investment than whole life, as it offers more coverage for your premium. Compare quotes at accuquote.com or insure.com.

NEXT: Week four: Put bills on autopilot

Last updated June 10 2008: 9:39 AM ET
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