No doubt the automatic nature of your 401(k) has forced you to save more than you would have manually. Replicate that success with your 529 plan, Roth IRA, vacation account, house fund or any other savings goals from week one, suggests Dee Lee, author of "Let's Talk Money."
Simply set up a recurring transfer from your checking account the day you get paid. (If you don't see the money, you won't miss it.)
To figure out how much to stash away to reach a certain amount by a certain date, use the Quick Savings Calculator to the right.
NEXT: Week seven: Get down to one piece of plastic