Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

3 ways to save money this spring

By George Mannes, senior writer

(Money Magazine) -- 1. Book a sweet getaway

Why: An early Easter (April 4) marks the end of spring break in the Caribbean -- and the start of bargain season for vacation packages. If you like your skiing on snow, not water, snag deals at Canadian Olympic ski venue Whistler Blackcomb, since host locales usually suffer a post-game decline in tourist traffic.

CDs & Money Market
MMA 0.26%
$10K MMA 0.24%
6 month CD 0.35%
1 yr CD 0.62%
5 yr CD 1.41%

Find personalized rates:

Rates provided by Bankrate.com.

What to do: For last-minute deals and extras such as free meals, sign up for all the airline and hotel-chain loyalty programs and newsletters you can, says George Hobica, founder of airfarewatchdog.com. And check kayak.com.

2. Stop lending to Uncle Sam

Why: Fancy a raise come spring? With the average federal tax refund around $2,700, chances are you've been giving the government an interest-free loan by having too much money pulled out of your paycheck. Turn over a little less each pay period and you'll have an extra $50 a week to tuck into your wallet -- or your bank account.

What to do: With your most recent pay stubs and tax return handy, go to irs.gov and use the withholding calculator to get specific instructions for filling out new W-4s. Your payroll department will adjust your withholding accordingly.

3. Go crazy at the drugstore

Why: Didn't cash out your 2009 flexible spending account by Dec. 31? Maybe there's still time. About a third of employers that offer such plans let you tap last year's account until March 15, according to Hewitt Associates.

What to do: Think beyond doctor-visit co-pays: Qualifying expenses may include contact-lens solution, acupuncture, home pregnancy tests, and even Botox (if you have migraines). Check with human resources -- and get busy.  To top of page

Overnight Avg Rate Latest Change Last Week
30 yr fixed3.92%3.92%
15 yr fixed2.99%2.98%
5/1 ARM3.26%3.12%
30 yr refi4.01%3.98%
15 yr refi3.08%3.04%
Rate data provided
by Bankrate.com
View rates in your area
Find personalized rates:
Index Last Change % Change
Dow 17,798.49 -14.90 -0.08%
Nasdaq 5,127.53 11.38 0.22%
S&P 500 2,090.11 1.24 0.06%
Treasuries 2.22 -0.01 -0.31%
Data as of 7:18am ET
Company Price Change % Change
General Electric Co 30.36 0.00 0.00%
Bank of America Corp... 17.48 0.04 0.23%
HP Inc 12.61 -0.03 -0.24%
Pfizer Inc 32.79 -0.08 -0.24%
Walt Disney Co 115.13 -3.54 -2.98%
Data as of Nov 27


Nearly six in ten black Americans surveyed by CNN/Kaiser Family Foundation say that they or a close friend or family member have been incarcerated -- and a majority of them come from low-income households. That leaves the many families of inmates in a precarious financial situation. More

Hive, a startup funded by the UN, is tasked with getting more Americans engaged with the refugee crisis. More

Shoppers around the country braved the crowds to get their hands on the best Black Friday deals. More