11 of 21
BACK NEXT
11. Work a few more years
Work longer? Yeah, not so much fun. But adding even a year to your working life can go a long way toward closing any retirement gap you face.

You won't be depleting your savings, and you can use the additional income to replenish your beaten-up portfolio. And since you are, you know, mortal, you'll have fewer nonworking years to worry about funding.

Then there's Social Security. According to T. Rowe Price, your annual Social Security income is likely to increase by about 8% each year you wait to collect.

NEXT: Withhold your inflation raise

Last updated August 16 2008: 4:37 PM ET
More Galleries
10 things you'll love about Windows 10 There's a lot to like about Windows 10. Here are our favorite features in Microsoft's soon-to-be-released operating system. More
Warren Buffett's gone cold. How his top 10 stocks are doing The Oracle of Omaha is an investing legend. But several of Berkshire Hathaway's biggest investments are off to a lousy start in 2015. Will shareholders complain at the annual meeting in Omaha on Saturday? More
BMW's M235i doesn't compromise BMW's new M235i gives you the performance of an M car for a lot less money. More

Special Offer