Don't try to do this online

Even good sites may have certain tools that aren't so hot. Some sites may make you poorer. And sometimes the problem is you.

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Downloading music
Don't: Let your kids get music and movies from peer-to-peer sites.

It's usually illegal. And what might seem like a harmless download could give scammers access to files on your hard drive.

Instead: Set up a prepaid "allowance" on the iTunes Store. You'll pay around $1 a song, but you'll be safe.



NEXT: Entering sensitive information
Last updated February 22 2010: 6:17 PM ET
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