2006 rank: 19
Age: 52
She oversees institutional securities and global wealth management, which together account for more than 80% of the bank's $34 billion in revenues. Named co-president in early 2006, Cruz has tremendous pull within the company, where she has worked for 26 years. She reports directly to John Mack (who sometimes refers to her as the "Cruz missile") and is considered a possible successor.
