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Obama wants the government to augment low- and middle-income workers' savings.

· Require employers that don't offer retirement plans to set up IRA-type accounts.

· Require companies to automatically enroll their employees in 401(k)s or IRAs.

· Provide a federally funded match on retirement savings for families earning below $75,000.

· Temporarily suspend mandatory withdrawals from retirements accounts for senior citizens age 70 1/2 and older.

"Personal saving is at an all-time low. A part of the American dream is at risk." -- Obama*

NEXT: Free Trade
Last updated November 06 2008: 11:36 AM ET
*Nov. 7, 2007, Speech, Bettendorf, Iowa
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