The 20 best money Web sites
These sites have tools you can trust to help you make better money decisions.
7. How good is my credit?
Banks today want pristine credit, and just a few points can make the difference between a good and a great rate on a loan, says Curtis Arnold of CardRatings.com. For a quick sense of where you stand (for free!), you can't beat Credit.com. Click on the Credit Report Card and answer a few questions. The site will pull your credit report (a "soft" inquiry that doesn't hurt your rating) and give you a grade of A+ through F on each relevant factor, plus tips on how to improve. A Money staffer learned she can't score A+ across the board unless she proves she can handle another loan.
Caveat: You don't get your exact credit score, just a range where you fall. (If you want a hard number, buy it for $15 at Myfico.com.)
Try this too: Creditkarma.com lets you see how changing one factor might affect your score.
NEXT: 8. How can I find a better-paying savings account?
Last updated February 19 2010: 12:01 PM ET
Note: We didn't assess sites that deliver primarily news and information, such as WSJ.com or CNNMoney.com.
