Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

12 of 65
BACKNEXT
Eric Isenbarger: Planning pays off
Eric Isenbarger: Planning pays off
Eric with his wife, Janet, and daughter, Alexandra
Sales manager, 31, Conroe, Texas

We built a new home in August 2007 and we rent our last home. We have two car payments as well. However, we have saved enough to last us for quite a while because we planned ahead, knowing the economy takes dips repeatedly.

We decided in the good times to take responsibility and understand what could be coming, knowing that wouldn't last either. We have chosen to not take on new car payments we couldn't afford if a downturn were to take effect and to not have more children we couldn't take care of if the same were to happen.

The economy currently is helping me appreciate the choices I made in the past and appreciate what I have now, which doesn't include a plasma TV or any credit card debt.

I worry about the future and about one of us losing a job, but instead of worrying about how we would eat if that happens, I worry about if it will set us back in our retirement plans and the plans for our child's college education.

NEXT: Robin Goolsby: No problem here
Last updated November 15 2009: 6:21 AM ET
Email | Print | Share  |  RSS
 
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
More Galleries
This Indian university cranks out top-tier tech execs Many graduates from the Indian Institute of Technology have gone on to start and lead global tech companies. Here are a few of the most notable alums. More
Most valuable American car up for auction Carroll Shelby's own very first Shelby Cobra will be sold in August. It's almost certain to be the most valuable American car ever sold. More
Kilts business wants to end "tyranny of trousers" for men Utilikilts founder Steven Villegas wants utility kilts to replace pants as mainstream menswear. More

Special Offer