Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

12 of 65
BACKNEXT
Eric Isenbarger: Planning pays off
Eric Isenbarger: Planning pays off
Eric with his wife, Janet, and daughter, Alexandra
Sales manager, 31, Conroe, Texas

We built a new home in August 2007 and we rent our last home. We have two car payments as well. However, we have saved enough to last us for quite a while because we planned ahead, knowing the economy takes dips repeatedly.

We decided in the good times to take responsibility and understand what could be coming, knowing that wouldn't last either. We have chosen to not take on new car payments we couldn't afford if a downturn were to take effect and to not have more children we couldn't take care of if the same were to happen.

The economy currently is helping me appreciate the choices I made in the past and appreciate what I have now, which doesn't include a plasma TV or any credit card debt.

I worry about the future and about one of us losing a job, but instead of worrying about how we would eat if that happens, I worry about if it will set us back in our retirement plans and the plans for our child's college education.

NEXT: Robin Goolsby: No problem here
Last updated November 15 2009: 6:21 AM ET
Email | Print | Share  |  RSS
 
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
More Galleries
Best business class airline lounges around the world Between August 2015 and May 2016, Skytrax surveyed over 19.2 million customers to find the best airline lounges. Here is what they found. More
What Boeing's new 737 Max 9 has under the hood Boeing unveiled its new, longer 737 Max 9 airliner earlier this month, the second member of the updated single-aisle jet family. The first aircraft will deliver to airlines starting in 2018. More
Toy Fair surfaces holograms, robotic animals, dolls for boys The Toy Industry Association's annual fair revealed countless tech-enabled toys -- and some fresh takes on old classics. More

Special Offer