41 of 65
BACKNEXT
Jessica Jelinski: Collectors call daily
Welder and student, 20, Wisconsin Rapids, Wis.

My dad lost his job over a year ago because he was having frequent health problems. He cashed out his retirement to help us keep up on our bills, but his retirement is gone now.

We are on the verge of losing our home to foreclosure and we have collectors calling us daily. My dad often has to go down to the phone company to try to convince them to keep our utilities on because we can't afford to pay the bill. We haven't had health insurance since my dad lost his job and my mom's employer doesn't offer health insurance.

I am going to college right now and rely on student loans to pay for my tuition. I use some of that loan money to pay the bills for my family so that they don't have to get a high-interest cash advance to buy food for us or pay the bills. With the income of my part-time job added, my parents are barely above the poverty level so we don't qualify for any assistance programs.

Right now there are few jobs and there is a lot of competition for jobs because we are having another paper mill close down in our area. I think we are losing something like 500 jobs this spring. Wisconsin Rapids is a small town that relies on the paper industry, so this is a major setback for our community as a whole.

From my point of view, I do not know what our family will do if we lose our home. We have borrowed about as much money as we can and we have asked for people to do us favors for too long. This is our story.

NEXT: Brandy Regan: Fighting a losing battle
Last updated November 15 2009: 6:21 AM ET
Email | Print | Share  |  RSS
 
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
More Galleries
10 big dot-com flops Remember Pets.com? The Nasdaq is roaring back towards its all-time high. Here are some of the biggest dot-com busts from the last time the Nasdaq topped 5,000. More
The hottest gadgets at Mobile World Congress 2015 Take a look at the devices creating a stir at the world's biggest mobile tech show. More
Star Trek technology that we use today With the death of Leonard Nimoy, the actor who played Star Trek's Spock, we remember his character's legacy: The technology we use every day. More

Special Offer