Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

27 of 65
Denise Janus: Ready for rainy day
Manufacturing engineer, 25, Detroit, Mich.

I'm a mechanical engineer for an automotive company and my financial situation is fantastic. I just bought a house and a full-size truck in Michigan, where I plan to stay rooted. (Gas for my truck is at least $300 a month which doesn't make me want to run out and buy a tiny car.)

I made sure the degree I got would pay a salary that met my needs and I worked hard to secure a great job. I worked through college so I only have a quarter of my school loan left to pay back. When I bought my house I understood the terms of the loan and what I could comfortably afford.

I'm waiting to get married and have children because I believe that one of the ways to be a responsible and productive adult in this great nation is to save money and have a secure financial foundation before I bring a husband and children into my life.

I made it a priority early on to have three months expenses saved just in case -- and I'm working on making that a year's expenses. All I can say is it's a rainy day and some people got caught without an umbrella.

NEXT: Sabrina Smith: $800 fuel bill
Last updated November 15 2009: 6:21 AM ET
Email | Print | Share  |  RSS
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
More Galleries
Sports teams want you back in the stadium Stadium attendance is down so pro sports teams are using technology to win back fans and get them in their seats. More
Homes in these ZIP codes are selling like crazy Strong job growth, growing interest from Millennials and affordable home prices are attracting home buyers to these cities. More
Working class whites & the government: It's complicated These Clearfield, Pennsylvania, residents are mad at D.C., but want more help. More

Special Offer