Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

27 of 65
Denise Janus: Ready for rainy day
Manufacturing engineer, 25, Detroit, Mich.

I'm a mechanical engineer for an automotive company and my financial situation is fantastic. I just bought a house and a full-size truck in Michigan, where I plan to stay rooted. (Gas for my truck is at least $300 a month which doesn't make me want to run out and buy a tiny car.)

I made sure the degree I got would pay a salary that met my needs and I worked hard to secure a great job. I worked through college so I only have a quarter of my school loan left to pay back. When I bought my house I understood the terms of the loan and what I could comfortably afford.

I'm waiting to get married and have children because I believe that one of the ways to be a responsible and productive adult in this great nation is to save money and have a secure financial foundation before I bring a husband and children into my life.

I made it a priority early on to have three months expenses saved just in case -- and I'm working on making that a year's expenses. All I can say is it's a rainy day and some people got caught without an umbrella.

NEXT: Sabrina Smith: $800 fuel bill
Last updated November 15 2009: 6:21 AM ET
Email | Print | Share  |  RSS
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
More Galleries
Driving the ultimate in '50s Mercedes-Benz style The SC was the car that re-introduced Mercedes-Benz as a global luxury car icon. More
Driving the world's first car Driving a replica of the 1886 Benz Patent Motorwagen, the first internal combustion automobile. More
Your guide to Cyber Monday sales This year, more Cyber Monday sales than ever start well before Monday. Here's where to shop if you don't get your fill on Black Friday. More

Special Offer