Cut your spending by $500 a month

In today's tight economy, who doesn't want to free up some cash? Trim the fat but not the fun from your budget - here's how.

26 of 63

Shop happy

• Talkback: Share your savings tips

Don't go to the mall when you're in a lousy mood. A study by Harvard management professor Jennifer Lerner has found that people who were feeling depressed when they shopped were willing to spend 30% more than consumers who were in a better frame of mind.

NEXT: Don't be too hard on yourself

Last updated August 17 2009: 9:37 AM ET

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