Cut your spending by $500 a month
In today's tight economy, who doesn't want to free up some cash? Trim the fat but not the fun from your budget - here's how.

Shop once a week. The more trips you make to the store, the likelier you are to buy on impulse because you see more tempting items. About two-thirds of purchases are unplanned; cut that in half to save $143 a month (if you spend $100 a week on groceries).
Give up the bottle. Stop drinking bottled water and instead buy a filter for your faucet (about $34, plus $25 for replacements). If your family consumes 12 gallons a month, you'll save about $15.
Eat what's ripe. Out-of-season produce costs 20% to 50% more than it does when it's in season. For a list of what's in season when, go to fruitsandveggiesmorematters.org. Estimated savings: $7 a month.
Differentiate between clean and dirty. Organic produce costs $1 to $2 more than the conventional kind. Cut your pesticide intake by going organic on the dirtiest produce (apples, lettuce) and conventional on the cleanest (kiwi, tomatoes). For a list of clean and dirty fruits and veggies, go to foodnews.org. Savings: $18 a month.
NEXT: Ditch your second (or third) car
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Groceries -

Car -

Shoes -

Twitter -

Timing -

Stretching -

Commuting -

Gas -

Printers -

Generics -

Work out -

College -

Camp -

Prescript... -

Pills -

Childcare -

Pets -

Health risk -

Phone bills -

Coupons -

Assistance -

Taxes -

Shopping -

Spending -

Convenience -

Happiness -

Indulgences -

Temptations -

Fees -

529 plans -

Interest ... -

Investments -

Car insur... -

Banks -

Overdrafts -

Life insu... -

ATM fees -

Cash -

Web tools -

Home -

Energy -

Lawn -

Mortgage -

Tools -

House -

Renovations -

Appliances -

Home insu... -

Sample sa... -

Home goods -

Clothing -

Designers -

Fun -

Food -

Gardening -

Champagne -

Sports -

TV -

Books -

Music -

Club cards -

Tipping -

Vacations
Last updated August 17 2009: 9:37 AM ET
Note: Assumes spending $55 a month on produce ($35 on organics), one-third of it out of season.

